2024-10-01 13:29:08
Politics
Finance
Economy
Consumer Advocates Criticize Lindner's Retirement Savings Plans
Image courtesy of : AFP (TOBIAS SCHWARZ)
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t-online
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The new retirement savings account is intended to provide a state-subsidized alternative to the Riester pension from 2026 onwards. Savers can deposit up to 3,000 euros per year and receive a bonus of 20 cents per euro. There are also bonuses for low-income earners (175 euros) and career starters (600 euros). The returns are tax-free, and the money can be withdrawn flexibly until the age of 85. In contrast to the Riester pension, there is no guarantee on the capital invested, but the chance of..
DER SPIEGEL
Christian Lindner wants to make private retirement provision more attractive with new portfolios - DER SPIEGEL
Finance
Economy
Politics
The government is planning a reform of private retirement provision with new retirement portfolios that are more focused on returns and receive state subsidies. There will be no complete capital guarantee for the paid-in capital, but products with partial guarantees. The subsidies are to be increased for low-income earners and young professionals.
sueddeutsche
Retirement Provision: Become a Millionaire with the New Lindner Depot?
Finance
Politics
Economy
Finance Minister Lindner wants to bring Germans closer to stocks for retirement provision. State funding of up to 600 euros per year with a 3000 euro investment. Young professionals, low-income earners and parents are to be supported more generously. Certificates, cryptocurrencies and similarly risky products are not allowed.
rp_online
Questions and Answers about the "Lindner Depot": How the State Wants to Promote Private Retirement Provision in the Future
Whether Lindner's plans will be implemented before the 2025 federal election is open. The SPD and Greens want to fix the pension level until 2039 and block the plans. Social associations, trade unions and consumer advocates criticize the "Lindner Depot" as too risky and instead demand a strengthening of the statutory pension.
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