2025-01-09 05:40:11
Health
Insurance

Reducing Health Insurance Costs: Options for Policyholders

Health insurance policyholders have various avenues to lower their contributions. Self-employed individuals and freelancers can seek a reduction if their income declines, utilizing a preliminary income tax assessment as evidence.

Those in private health insurance who switched before 2009 may opt for the standard tariff, while those who switched afterward can choose the basic tariff, both offering SHI benefits. Additionally, private policyholders can transition to an emergency tariff, which covers only urgent treatments.

Conversely, employees under statutory health insurance have no such options for contribution reductions, highlighting a disparity in available choices based on employment status.

gmx
8. Januar 2025 um 23:07

Contributions too high?

Finance
Self-employed and freelance workers can apply for a reduction in contributions to their statutory health insurance in the event of a significant drop in income. A prepayment notice for income tax is sufficient as proof.
Frankfurter Rundschau
8. Januar 2025 um 23:06

Contributions too high? How health insurance policyholders can reduce costs

Economy
Self-employed and freelance workers can apply for a reduction in contributions in the event of a decline in income, for example with a preliminary income tax assessment notice. Employed persons have no possibility to reduce contributions in the statutory health insurance scheme. In private health insurance, insured persons can switch to a standard or basic tariff to reduce premiums.
CW

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